Credits

What a Credit Is

A credit adds funds to a company's account balance. Credits
can come from several sources:

• Credit card charges: when a credit card is charged successfully, a corresponding credit is applied immediately.
• ACH payments: when a bank account payment clears, a credit is applied. ACH payments may take several business days to settle before the credit appears.

Credit vs Credit Card Charge

A credit is a balance adjustment on the internal ledger. A
credit card charge is an actual financial transaction with
Stripe. When a credit card is charged, both records are
created: one to record the Stripe transaction, and one to
increase the account balance.